Home Office Seattle WA
Call (800) 261-7282
Call (800) 261-7282
Key: NAVY = Licensed & Ready SILVER: Pending Reputation
Our no. 1 objective is always to begin a trusting relationship with this customers while supplying customer service that is excellent.
We concentrate on pilots and veterans doing a sizable amount of loans, although you can expect many different other loan items to ensure all of our borrower’s unique situation is assisted because of the smartest choice possible.
At Trident, we guarantee you less stress and more options!
Offered your unique credit and work history, earnings, financial obligation, and objectives, just how much will a lender loan you? We shall also assist you through various situations by asking a couple of easy concerns. Centered on standard lender directions, we offer you an idea that is good of type of terms and loan programs you will gain many from.
2. Get pre-qualified for your loan.
Provide us with details about your work, assets, residence history, etc. We shall take this together with your credit rating and provide you with a Pre-Qualification Letter. Your realtor will make use of your Pre-Qualification page to result in the most readily useful offer as well as the vendor will understand you’re pre-qualified. While you’re picking out of the right house, we’re busy choosing the right loan.
3. Found your home? Time and energy to use.
When you’ve made an offer plus it’s been NE auto title loan accepted, it is time for you to finish the mortgage application! It couldn’t be easier, and you may still do it right here on our website. Once the time is appropriate, we shall purchase an assessment of the brand new house and gather most of the papers to perform the mortgage package.
4. It is brought by us altogether.
Your real estate professional and the seller’s agent will continue to work together to designate an escrow/title business to manage the money of the loan once it is approved. We shall coordinate aided by the escrow business to be sure most of the documents your loan provider will be needing have been in purchase, and you’ll signal every thing during the escrow/title company’s workplace.
The mortgage procedure may be a daunting and experience that is unpleasant. At Trident mortgages, we make an effort to result in the process as hassle and clear free that you can. This enables you to definitely pay attention to what’s most significant: finding your perfect house! A veteran of our Armed Forces, or needing home equity cash, Trident Home Loans is here to help whether you are a first-time home buyer.
*VA Loan
APR calculation for a hard and fast rate VA purchase assumes a 740 credit history, a single-family, owner-occupied main residence positioned in Florida, a 0% advance payment, a 1% origination charge, that loan number of $250,000, a 30-day lock period, prepaid finance fees, and a funding fee that is financed. Real monthly payment will be greater you need to include quantities for fees, insurance coverage and comparable products.
*Conventional Loan
APR calculation for the fixed rate traditional purchase assumes a 740 credit rating, a single-family, owner-occupied main residence based in Florida, a 5% advance payment, a 1% origination charge, that loan quantity of $250,000, a 30-day lock period and prepaid finance fees. Real payment per month will be greater you need to include quantities for fees, insurance coverage, PMI and similar things.
*FHA Loan
APR calculation for a fixed rate FHA purchase assumes a 740 credit history, a single-family, owner-occupied main residence based in Florida, a 3.5% advance payment, no origination charge, a loan level of $250,000, a 30-day lock period, prepaid finance fees, and a financed upfront MIP. Real payment that is monthly be greater you need to include quantities for fees, insurance coverage, PMI, and comparable things.
*USDA Loan
APR calculation for a set rate usda purchase assumes a 740 credit rating, a single-family, owner-occupied main residence positioned in Florida, a 0% advance payment, no origination cost, that loan quantity of $200,000, a 30-day lock period, prepaid finance costs, and a financed upfront MIP. Real payment per month will be greater you need to include quantities for fees, insurance coverage, PMI, and comparable things.
30 loan is 360 payments; 15 year loan is 180 payments year.